If you have been impacted by the Hurricane Michael, we are here to help! Please contact our claim reporting hotline 855-252-4615 or 855-CLAIM15. We have a team ready to help you with your claim. Please note that you may not have the same insurer for wind coverage and flood coverage. It is important that you report to the correct carrier if your home suffers wind or flood damage.

Customer Service: 877-858-7445

Main Street Property Business

We offer special form property coverage including wind for main street business classes.

Property Limits

  • Wind available including all coastal counties
  • Limits up to $3,000,000 per location (higherlimits available)
  • Business Income
  • Equipment Breakdown
  • Outdoor Property
  • Exterior Signs
  • Property Coverage Extension Endorsement

Eligibility

  • Fire Resistive and Superior Construction Property with wind. No distance to coast requirement.
  • Frame, JM, MNC, andMFR ConstructionProperty with wind considered if more than 1,000 feet from the coast
  • Older properties (with renovations or updates to the roof, HVAC systems, electrical and plumbing)
  • Protection Class 1-8 considered

Crime

  • Employee Theft
  • Money and Securities
  • Forgery and Alteration
  • Robbery and Safe Burglary

Deductible

  • AOP Options: $1,000, $2,500, $5,000, $10,000 and $25,000
  • Hurricane Options: 2%, 3%, and 5%

Eligible Classes

Office

Various office classifications such as accounting, medical, insurance,design, etc.

Retail
  • Air conditioning & heating equipment
  • Antique store
  • Appliance retailers
  • Art supplies
  • Audio/Visual equipment
  • Auto leasing/Parts
  • Bakeries
  • Banner/Flag shop
  • Bath shop
  • Beauty supplies
  • Beer/Wine/Liquor store
  • Bicycle sales
  • Book store
  • Brass store
  • Bridal store
  • Cabinet store
  • Camera equipment
  • Candle shop
  • Candy shop
  • Car radio sales
  • Carpet/Rug
  • Caskets/Coffins
  • Cell phone sales/repair
  • Church supplies
  • Clothing store
  • Coffee/Tea shop
  • Computer retailers
  • Convenience store
  • Cosmetic store
  • Craft supplies
  • Cutlery store
  • Delicatessens
  • Department/General store
  • Doughnut shop
  • Draperies
  • Drug store
  • Education/School supplies
  • Electrical supplies
  • Electronics store
  • Fabric store
  • Fence dealer
  • Fishing equipment & supplies
  • Florists
  • Gift store
  • Glass (window plate mirror)
  • Glassware, ceramics, pottery & china
  • Gourmet & specialty food store
  • Greeting card store
  • Groceries
  • Hardware store
  • Health food store
  • Hobby & model shop
  • Home improvement store
  • Hosiery/Lingerie
  • Household appliances
  • Ice cream parlors
  • Janitorial supplies
  • Juice bars
  • Kitchen accessories
  • Knives & scissor store
  • Lamps & lighting fixtures
  • Leather goods
  • Libraries
  • Linen store
  • Meat, fish & poultry store
  • Metal works shop
  • Monument & tombstone sales
  • Musical instrument Store
  • Nurseries & garden shop
  • Office equipment & furniture sales
  • Office machine
  • Optical goods & opticians
  • Painting – retail store
  • Paper & paper products
  • Party goods store
  • Pet grooming shop
  • Pet shop & supplies
  • Piano & organ store
  • Picture frame store
  • Plant shop
  • Plumbing – fixture supply
  • Plumbing – residential
  • Post office services
  • Pottery
  • Printing & bookbinding supplies
  • Racquet sports clubs
  • Radio/TV repair & supplies
  • Refrigeration equipment
  • Restaurant supply store
  • Restaurants — full cooking with fryers
  • Restaurants — limited cooking
  • Sewing machine store
  • Shoe store & repair
  • Sign store
  • Sound equipment sales
  • Sporting goods equipment
  • Stationary supplies
  • Sunglasses
  • Tanning salons
  • Taxidermists
  • Tobacco shop
  • Toy store
  • Trophy store
  • T-shirt store
  • Uniform store
  • Upholstery store
  • Variety store
  • Video tape store
  • Wallpaper store
  • Watch companies
  • Water softening store
  • Wedding chapels
  • Wig & toupee store
  • Window & door store
  • Window treatment store

 

©2018 SafePoint Insurance. All Rights Reserved.
Terms of ServicePrivacy Statement