Customer Service: 877-858-7445

Non-Food Retail and Services

(Professional Coverage is not offered)

  • Appliance Store – Household
  • Art Gallery
  • Art Studio
  • Arts & Crafts, Artist & Drafting Supplies Store
  • Barber Shop – No tanning beds, electrolysis, body wraps, body piercings, tattoos, Botox or other cosmetic procedures.
  • Bath Store
  • Beauty Salon
  • Bedding Store
  • Bicycle Shops – no rentals or modifications/hybrid type bicycles.
  • Bookstore
  • Camera & Photo Equipment Store
  • Candy or Confectionary Store
  • Card, Gift & Stationery Store
  • Carpet or Rug Sales – premises only. No installation.
  • Cellphone Store
  • Ceramics and Pottery Store
  • China Store
  • Clock Store
  • Clothing Store – Infant/baby clothing must be less than 10% of sales.
  • Collectibles and Memorabilia Store
  • Computer Store (including incidental installation)
  • Computer Service or Repair
  • Condominium Association – commercial shopping center, commercial warehouse
  • Copying, Duplicating & Quick Print Services
  • Cosmetics, Beauty Supplies & Perfume Store
  • Cutlery & Flatware Store
  • Dairy Products or Butter & Egg Store
  • Department/Discount Store
  • Electronics (Consumer) Store – If computers, classify as computer equipment & software stores
  • Electric Lighting Stores – Halogen lighting must be less than 1% of sales
  • Engraving – Photoengraving and other than Photoengraving
  • Eyeglass Store & Optician’s Services
  • Fabric Store
  • Fence Dealer
  • Floor Covering Store – including carpets, rugs, tile & linoleum – no installation. Coverage is for premises only.
  • Florist
  • Footwear
  • Formal Wear or Costumes – rental agencies
  • Funeral Home
  • Furniture Store
  • Gardening & Light Farming Supply Store – No repackaging of goods, no pesticides.
  • Gift Shop & Souvenir Store
  • Glass Dealers and Glaziers – No grinding, polishing or glazing. Up to 5 employees.
  • Golf, Tennis, Bowling Equipment Store
  • Hair Salon – No tanning beds, electrolysis, body wraps, body piercings, tattoos, Botox or other cosmetic procedures.
  • Hardware Store – no lumbar sales. No installation. Coverage is for premises only.
  • Hearing Aid Store
  • Hobby, Craft Store
  • Home Furnishing Store – no furniture sales (displays only). No installation. Coverage is for premises only
  • Home Improvement Store – including hardware, appliances, paint, lighting & building materials
  • Jewelry – costume only ( no fine jewelry)
  • Key Cutting Services
  • Kitchen Accessories Store
  • Lamps & Lighting Fixtures Store
  • Laundry & Dry Cleaning Receiving Stations
  • Lawn & Garden Equipment Store
  • Leather Goods – goods or hides Store
  • Library
  • Lighting, Lamp and Shade Store
  • Linen Store
  • Lithographing
  • Luggage Goods
  • Mail Box or Packaging Stores
  • Mail Order Houses
  • Mailing Companies
  • Mercantile NOC – Low & moderate susceptibility
  • Monuments, Tombstones & Statuary Store
  • Museum or Historical Society
  • Music Stores – compact discs, records and tapes including sheet music
  • Musical Instrument Stores – including incidental lessons & repairs
  • Nail Salon – No tanning beds, electrolysis, body wraps, body piercings, tattoos, Botox or other cosmetic procedures
  • Newsstands
  • Office Machine, Equipment & Supplies Store with and without repair
  • Optical Goods Store
  • Paint, Wallpaper or Wall Covering Store
  • Party Goods Store
  • Pet Grooming
  • Pet Store, Pet Training – no Exotics
  • Photo Finishing Lab- Film Processing & Digital Photography
  • Picture Poster or Framing Store
  • Piano & Organ Store
  • Piano Tuning Service
  • Piece Goods, Sewing & Needlework Store
  • Precision and Scientific Tools and Instruments – Retail only
  • Printing – Books
  • Printing – Commercial
  • Printing or Embroidery of computer generated logos, insignias
  • Printing – Lithography
  • Printing – Quick Printing & Duplicating Services
  • Printing – Textile Printing & Silk Screening
  • Rental Stores
  • School Supplies Store
  • Sewing Machine Store
  • Shoe & Leather Goods Repair Shop
  • Shoe Shine Stands
  • Spas – No tanning beds, electrolysis, body wraps, body piercings, tattoos, Botox or other cosmetic procedures
  • Sporting Goods or Athletic Equipment Stores – no gun sales including bb gun or pellet guns
  • Stationery, Paper Products or Office Supplies Store
  • Tailor, Seamstress, Dressmaker Shop or Service
  • Television or Radio Receiving Set – repair only
  • Trophy Store
  • Vacuum Cleaner Sale & Service
  • Variety Store
  • Video & DVD Rental Store
  • Video Games Store
  • Watch Store
  • Wigs or Hair Pieces
  • Window Treatment Store

For additional information contact: Safepoint’s Underwriting Team at 1-844-722-9985 (Fax: 813-575-2965) or email us at commercial@safepointins.com

 

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